Net worth update

Net worth update

Finance, Maximizing money, Yearly Review Series
Hi, So it's about time for another net worth update. When I first posted my net worth out for the world to see, I wasn't so sure how I felt about it. Being transparent about you financials is a bit Taboo. It's probably not a surprise that as the sharer I feel like I am leaving myself a bit exposed. While I am not sharing my net worth here monthly it is something I keep and eye on. I decided that I felt that giving a yearly snap shot was probably not so bad. But I am running behind as these snap shots should be coming out during January. While I didn't get the post out I did make sure to record my stats. So in this post I will…
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No employer match, Who cares?

No employer match, Who cares?

401K, Maximizing money, Saving
I was just working on our Net Worth post and I was looking at this graph. [caption id="attachment_1653" align="alignnone" width="313"] Traveling Wallet's asset allocation[/caption] and it just made me feel like man what a mistake! Your assets graph made you feel like what a mistake? Really?!?!? Yeah it did, and it's that little orange section right there. (more…)
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Frugal Back to School shopping

Frugal Back to School shopping

Maximizing money, Parenthood, Savvy Spending
Last week on Tuesday Jr went back to school. Not only that, I also realized I'm getting old he's getting old. I mean he's in 2nd grade! ( inhale ,exhale, inhale, exhale) What happened to the surprise baby. :( After the initial shock I had a thought. And it went like this. "Oh yeah, wasn't there a shopping thing I was supposed to do to get ready for today" I didn't prepare at all. I didn't even really think about preparing for it at all. Other then  "oh Jr starts school next week ". Instead of think about it in regards to money and purchases. I thought about it in regards to time. How are our schedules going to change? Adjust? But wait a minute I want to go back to…
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Do you put your money where your mouth is?

Counter Culture, Finance, Maximizing money, Savvy Spending
I made a lot of changes last year. Honestly though, they were easy changes to make. Math, I trust it. And it showed me it would be no problem to reach my goals. Today I'm going to make a big change. I am so scared. That is so depressing in itself, when did I become so complacent. I have been with my company since 2008. The last 2 years I have suffered through it. I wasn't proactive enough, maybe. Truth is it doesn't matter, I just never did much about my situation. I see now that I've stayed because it was safe. I've been saying, "I am ready for a change," but I haven't done anything really. Just last year I changed positions but I'm still with the same company.…
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Design your own Wedding dress

Design your own Wedding dress

Finance, Maximizing money, Savvy Spending, Special Occasions
Hi everyone today at Traveling Wallet we will be talking about wedding dress design. Design your own wedding dress Let's talk about why you would want to Tips for how to Why design your own dress? The Cost Do you know the range for the cost of already made wedding dresses? The average is $1,100 But designer dresses can even be north of $6,000. ( Boing, as eyes pop out of sockets) The average cost would have been 20% of my budget. I designed my own wedding dress and as it were my actual dress cost was $173. Which was more like 4% of my total cost. Its funny I thought that designing your own stuff meant it would be more expensive. Guess I was wrong.  Uniqueness I'm going to…
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Got Interest? Making your money work hard for YOU

Got Interest? Making your money work hard for YOU

Finance, Maximizing money
We are all looking for the holy grail, passive income and interest growth is the first step. I've been managing money for longer then I realized. I thought it started after I graduated college but really it was before then. It was really in high school. I use to have an account at a credit union that I rarely had access to. It was 2 cities away and it's were I kept my emergency money. How funny to look back now and realize I always had an emergency fund. This was the money I had saved while growing up.  It totaled $1,000 but it fluctuated up an down but I almost always had at least $700. It was my child hood account, so I had no debit card for it…
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