Category Archives: Finance

Our San Francisco Vacation and other July Expenditures

July is long gone by now. School for my son has started and I am here playing catch up.

My monthly expenses were previously reserved for email subscribers but with our up and coming 4 month mini retirement I wanted to share it here.

Why?

Since I am going to share how much this adventure costs us,  you will need some baseline data to compare it against? Therefore, I will be including the July, August and September expenses here on the blog.

Continue reading Our San Francisco Vacation and other July Expenditures

Capsule 8: Spring & 2 years of capsule wardrobes

I first started my capsule wardrobe experiment back in July 2015. I had no idea it would last this long. Today I wrap up 2 years of living with capsule wardrobes. All just 3 months at a time.

When I started I didn’t commit myself to doing it forever, but it has been such a good experience that I have kept going.

Spring 2017 was the final chapter of year 2. My 8th capsule. Here is what I picked out and wore. Continue reading Capsule 8: Spring & 2 years of capsule wardrobes

January Expenses and the uber frugal month wrap up

What do the uber frugal month challenge and our January spending have in common?

Only that they happened on the same month.

So peek through to see our uber frugal month challenge results. How much did we save? How much did we spend? and what was our honest opinion. Finally, whether we think it’s right for you.

So lets hop to it..

Continue reading January Expenses and the uber frugal month wrap up

2016 Goals: Year End Review

It’s January, and you know what that means.

Goals for 2016

This past year I decided to try something new. I had read that I could be more focused if I just chose one goal and really bore down on it for a whole month. It sounded interesting and logical. It sounded like I would get more, deeper work done.

It was also a way to avoid my natural tendency to overload myself with goals. The year before I had jot down 24. Instead this year I could only choose 12 goals for the year.  Continue reading 2016 Goals: Year End Review

Net Worth Update : Our growth in 2016

Hey Traveling Wallet readers,

It’s net worth update time. When I first posted my net worth out for the world to see, I wasn’t so sure how I felt about it. I’ll be honest I’m still a bit paranoid about the whole thing. It’s probably not a surprise that I feel like I am leaving myself a bit exposed.

While I am not sharing my net worth here monthly I do track it regularly. Finally, I decided that giving a yearly snap shot was probably not so bad.  (& since Mr. Roamer is on board, then all engines go)

Today I will be sharing the growth we saw in the last 12 month period. Sometimes, a year can just fly by, but it turns out 365 days is a lot of time to make improvement to our finances. Continue reading Net Worth Update : Our growth in 2016

Uber Frugal Month Challenge, Well Why Not?

Happy New Year Traveling Wallet Readers!

It is officially 2017 and it’s time to use that new years motivation to tackle exciting tasks.

This month the Roamer clan is  participating in the Frugalwood’s Uber Frugal month challenge. When Mrs. Frugalwoods first mentioned it, I was intrigued. But because we are trying our hand at travel hacking. Or credit cards rewards, I wasn’t sure we would be participating. Our 3 month deadline to meet spending is Jan 14. That is 14 days, where we would be more worried about spending rather then saving.

But we Continue reading Uber Frugal Month Challenge, Well Why Not?

5 Scholarships To Fund Your Study Abroad Term

I’ve wanted to travel the world for a long time. Now, I am finally taking steps to make that a reality. I am very excited about next year’s 3 month adventure. But I remember when I was in high school and learned about this wonderful thing.

Study Abroad.

A speaker came to my high school, and informed me that I could go to school, work on my degree. Then a year or two later, take time to go to a different country and visit, all while continuing to work on my degree. Say what? That is amazing! I was sold! And I have to admit that it was one of the main reasons why I wanted to go to university.

But life happened, and I never got the chance to live out that dream. So I never research how to even fund it.

Still, travel and the lure of exploring other cultures never left me. Now I’m here with 2 kids and a husband planning an international trip.

Still I know there are lots of people out there who still have a chance to study abroad. So today we have a guest post from Andrew of ScholarshipFly.com. Andrew’s site is a great resource for anyone wanting or needing scholarship information. Study abroad or just normal school funding.

Top Study Abroad Scholarships

By: Andrew

If you have ever wanted to travel the world Continue reading 5 Scholarships To Fund Your Study Abroad Term

What we don’t spend on, and how it maximizes our Saving Potential

After that amazing feature on Rockstar Finance and all the eyes that viewed my post about Big Savings and Happiness. I thought I should shed some more light on the details. You can get a general idea by looking at our yearly spend but I’m getting really detailed here.

Maybe your a Californian and your jaw dropped by last years numbers. Its California! it’s super expensive! Or maybe you live in the Midwest and still are spending more then us.

How do we do it? Well, we do a lot of things the common American does. Like watch movies, and more movies. But we have a few areas where we are very different.  Here’s the list of things we don’t spend money on. This doesn’t mean we never, ever, ever spend money in these areas but it means that they are not monthly fixtures in our budget and when we do spend on it is rare. Continue reading What we don’t spend on, and how it maximizes our Saving Potential

Net worth update

Hi,

So it’s about time for another net worth update. When I first posted my net worth out for the world to see, I wasn’t so sure how I felt about it. Being transparent about you financials is a bit Taboo. It’s probably not a surprise that as the sharer I feel like I am leaving myself a bit exposed.

While I am not sharing my net worth here monthly it is something I keep and eye on. I decided that I felt that giving a yearly snap shot was probably not so bad. But I am running behind as these snap shots should be coming out during January. While I didn’t get the post out I did make sure to record my stats.

So in this post I will be sharing the growth we saw in the 12 month period since the last net worth post.

Also before putting this post out there I wanted to talk about our savings. Now that I’ve finally posted how much we saved last year I can finally share our new net worth. So if you haven’t read about our savings I highly recommend you head there first then come back here. Read about last years savings at Big Savings & Happiness: Can you have both?

Today we are already in May and that means this year is almost half over. Time seems to run right through our fingers so making big changes can seem so daunting. But a lot can change in just one year if you put your mind to it. That is the story behind our net worth growth.

It turns out 365 days is a lot of time.

Continue reading Net worth update