Another weeks come and gone. Let's see what happened over at the Roamer household. Pain This pain is brought to you by none other then my life oppressing job. I was suffering from pangs of anxiety for sure. You see I had a meeting with a client towards the end of the week, and to say that I wasn't fully prepared would be an understatement. Usually the team puts everything together by Monday but this was my 1st time and I was running around like a chicken with its head cut off. Not only that other departments hadn't prepared early either but I got focused and found the people to tap to get my answers . Could I have prepared sooner and avoided all the stress? Maybe. But that's not…
Maybe you're new here. Maybe I just haven't talked much about work. ( why would I? after all I am here to try and escape it) yet with my avid distaste for corporate schedules and time restrictions even I have to admit I've learned quite a bit. Welcome to Lean. My trade for most of my working career was in Lean Manufacturing, also known as Industrial Engineering, or Continuous Improvement. Maybe you've heard of it, maybe you haven't. In a nutshell my job was to analyze processes and remove waste. Removing waste is very important in a business. Its what keeps you profitable. Yet what really amazed me as I learned more was how these philosophies and their application were so widely applicable. Even at home. I've read finance blogs…
September Our San Francisco Vacation and other July Expenditures August Mini Retirement Update: July countdown July Capsule 8: Spring & 2 years of capsule wardrobesMini Retirement Update: June and growing worries. June Capsule 7: Winter and a wrap dress Mini Retirement Update: Slowly moving forward May Capsule 6 & A 10 x 10 Challenge Where have you been? Our travels so far Mini Retirement Monthly Update: Too much in my house April Capsule 5: Summer, No purchase necessary Mini Retirement Monthly Update: Passports? Yes, please! March My one goal this year February Home Tour & 2016 purge review January Expenses and the uber frugal month wrap up January 2017 2016 Goals: Year End Review Net Worth Update: Our growth in 2016 Uber Frugal Month Challenge, Well why not? December 2016…
A Latina mom who paid off over 100K of debt in 3.5 years and reach 100K positive net worth by 28. Quoted & Featured in: https://youtu.be/d3DQu0C4Jy0 WORK WITH ME Event Speaker. Coach. Podcast Sponsorship. "Melissa is warm and engaging with audiences. She invites and encourages questions and dialogue. She draws from a strong knowledge base formed of research and experience." Dyrk Hamilton, Executive Life Coach SPEAKING Melissa has given Speeches, Presentations and Training at community and corporate settings. Topics include: Personal Finance: New Grads essential money moves to crush student loan debt. Personal Finance: Finding what you value to live your adventurous life Minimalism: The joy of taking control of your life by taking control of your home Minimalism: Why and how to Capsule Wardrobe Lean Manufacturing: 5S and P.O.U,…
When I was at university I started to make goals every quarter. I typed them up and printed them, so I could see them. Life has changed. It's more hectic with family. I kept at the practice and even learned to make better goals. These are know as SMART goals (S-specific, M- measurable, A- attainable, R- relevant, T- timely). Consider using this framework. This is a dynamic page. It will change. I will add and cross off, new and completed Traveling Wallet goals. The Perpetual Goal is that our family is working toward FIRE. Financial Independence, Early Retirement by age 40. Current Year Goals Below you can find my 2023 goals that overlap and target one or more of the following areas. Business, Speaking, Lifestyle, Financial and Relationships. I tend…
