Category Archives: Housing

Weekly Pain & Gain : Move on the Horizon

If you’ve read about my travel this past 7 years you know I’ve moved around alot. And yes moving can be a hassle but it also has lots of advantages. Anyways I like the idea of moving around. I’ll blame it on my upbringing. 😉

Anyways we’ve been pretty stable lately and have lived in the same city for almost 5 years. I think we are ready to give this whole live closer to work thing a try, like MMM and Go Curry Cracker did.

Pain

The pain of moving around is the research is time consuming. It’s also not super kid friendly if your trying to see a bunch of properties in one day.

Schedules were interrupted and Minnie Roamer missed her naps both Sat and Sun leaving us with a very unhappy child. It’s pretty much torturous to kids to have to walk around jump in and out of the car, miss naps, see cool stuff and not be able to touch. (every apt space is a new area to explore, but some of them were models which means they came full of furniture and stuff which I was more nervous about them touching.) All compounded with the fact that the weather increased up to 99° so it was very draining.

Apt hunting is definitely not enjoyable when you are on a limited time window. I actually think if we had all the time in the world to make the move the experience would have been much different as we could see less locations every day. No rush no fuss right.

The time constraint comes from the fact that I want to continue Jr Roamer in a Dual Immersion program but their is only one space available at his new school. And we need to move quickly. Within the month. Language is super important to me and the program has been amazing at his current school.

Finally the last pain is the cost increase. We work in an expensive area and currently live 16 miles away. The drive isn’t horrible but we are trying to become less car dependent and get within a 5 mile radius of both school and work. That means we would be moving to a more expensive area and our rent costs will increase. Which  is not something I want to do.

I am really bummed about this cost.

Gain

Okay okay so this search process so far I don’t see any gains but if we end up closer to work we would see gains. We could start biking to work and to school more often. Woking in exercise info our daily routine.

Also just the process of moving means we will have to go through a purge which is one of the reasons I enjoy moving.

It’s a time that forces you to take every single items out and handle it. That is a perfect time to ask why you own any item.

Plus I just enjoy exploring new places even if its just a new city around the corner. You’d be surprised the diversity possible just a stones throw away. 🙂

What do you think is cutting 10-12 miles from your commute worth paying $400-$500 more a month? I can tell you we don’t spend that much on gas.

The Roamer traveling wallet

 

 

 

Weekend Wanderings #4: Tiny House for the Win

I’m over hear doting on tiny houses and their many upsides.While everyone is thinking bigger, and bigger.  What’s up with that?

A Note to New Readers: My Weekend Wandering series is a time I take to wander off the main focus of this blog and discuss any other topic.  Usually including videos that I found inspirational, informative or controversial. But if you'd like to talk about money read about how we obliterated debt in just 3 years.

FYI, this post does dive into money, so stick around.

Like all my weekend wandering posts this one is going to be chock-full of videos and the idea is that you watch them and be inspired. I won’t be summarizing their awesomeness. Today I am wandering into the realm of tiny houses.

I have gotten quite infatuated with the idea of tiny living and these videos should show you why, but just in case it isn’t crystal clear I’ll specify why I would really enjoy it for me and my family. That’s right, I’m talking about a family, of 4 no less.

First of all, I don’t support or understand this new trend that every kid needs their own bedroom. Seriously, can some one explain to me this thought? See I was raised different in a lot of ways and its because of my heritage. So honestly why does each kid need their own bedroom? Leave me a comment below to cue me in to this practice. It’s super foreign to me.

Its an important question to ask because tiny house living isn’t likely to support that requirement. Making good use of space means bunking together, bunk bedding that is. The first video is a single guy but I could easily see my family in the unit.

If I had to say one thing about it, it would be. “Can I move in and try this out, like now!”

All right now that you’ve watched that video lets get this discussion started.

Cost, starts high gets low

Now this first video is a great way to start the discussion on cost. The owner had a lot of specialty items, that means big $$ up front. Even so, tiny homes are still much more affordable. You just have to have a long term investment mentality. Get the good stuff now and pay less over your lifetime. For example it might cost you more to get your tiny home all set , then most people put down as a standard down payment. but then you get to enjoy all the perks.

How exactly will you save money after the purchase?

Small space, means no room to store unneeded items. Most tiny home dwellers report having to become  more intentional about their lifestyles. This translates into their purchases because it all ends up back in the house. Cutting the volume of the items you buy will undoubtedly lead to a smaller overall costs.  Hooray! for saving money.

Small Space, means small utility usage. Another perk reported is the wonderful side effect of lower monthly bills. Smaller square footage means less energy spent on heating and cooling. Bye Bye big electric/ gas bill.

Small space, means smaller over all cost of purchase. Like I said  earlier there are throngs of people buying houses without putting much money down. Not even 20%, but knowing you could buy a tiny home out right if you save might be motivation enough to accumulate enough to pay in cash. Can you say paying cash means hundreds of thousands of dollars saved in interest over the course of a standard 30 yr mortgage. THAT IS BIG $$$$$. I’m seeing hearts and stars just thinking about it.

Small space, means smaller tax burden. Okay I am making some assumptions here, but it is my understanding that the yearly tax of a house is based on the value of the house. Tiny homes cost less so that means they are worth less (not worthless, I’d say this makes them near priceless). But comment below if you do real estate and set me straight.

Finally for us, and to be more specific when it comes to the 2 mobile houses below. It is no small thing to say that if we were willing to give it a go, we could own one out right . Right now! Seriously at 30 – 40 K we could own it already. After all just this year we are setting aside 30K for a down payment on a more standard house. Like I said above stars and hearts people.

Flexibility

I included lots of different possibilities for Tiny House living (and you can binge watch more if you just keep watching all the attached videos). Not all offer this perk but oh how my heart sings at the idea. The video above and below show case yet another feature. Flexibility, with a capital F.

I am the Roamer, this is the Traveling Wallet, if you still can’t guess I have a deep rooted desire to travel. I know, its my fault I haven’t screamed it from the mountains. But I do, and the idea that these homes let me, you, go where ever the wind takes you. Well sign me up.

For me this also screams upgrade. I know that’s hard to understand when you are sitting in a 2,000 sqft house but hear me out.

You see I have this desire to do what some would call crazy travel. Living out of a suitcase travel. Camping in tents with nothing but the stuff on our backs. Much like this amazingly inspiring family has done.

A portable tiny house would be a great way to make sure we always have somewhere to stay and have our stuff with us. Compared to tents a tiny house is huge. It’s also a huge upgrade in comfort and amenities. You see what I’m saying now.

This following video really make tiny house living look so good.

Okay so what did you think?

Me in one sentence ” I can have a full kitchen? Man this just keep getting better and better” okay that was more then one sentence.

As I was doing research for this post I just came across so many, many videos with so many different floor plans and options.  It truly is an amazing and inspiring lifestyle for me.

Mr. Roamer doesn’t think this is very feasible for us right now, with 2 small children. He does say once they are grown he could see the allure and would be willing to try it. I say great. Being open to the idea is already a good sign. 

Ready to question the status quo of home buying?

Instead of planning your purchase with the thought of hosting Thanksgiving dinner once a year and hosting a couple of friends. How about asking what is my daily life going to look like here.

Most of us don’t really use all the space we have.  By asking what is my daily life going to look like you are asking, “What is the use of this home 80% of the time?”

I am planning my home by my 80%. Not my 20%. 80% is what I want to cover. For the less usual 20% I’ll get creative.

So, do families really need 4,000 sq ft for a family of 4? Did you know that homes in the past housed more people but where smaller in foot print?

Now a days we call those homes starter homes and we think that each kid need their own bedroom. ( I don’t understand this idea as my family (5 people) was raised in a 2 bedroom house from age 10 until 18.) Even now my family of 4 lives in a 950 sq ft apartment.

So if you’re going to say… But Roamer how will you have guests stay over or even dinner parties. Honestly that is not my life 80% of the time. If we do have visitors I would gladly offer them the space we do have.

And we do that even now. Making it a house of 6 for up to 10 days.

We have air mattresses and space enough to lay them out. If that doesn’t suit them they can always say no thank you. But it just doesn’t make sense to me to buy a 3 bedroom house just to have a guest room for the few and far in between times that does happen.

Did you know that even if you house guest for a whole month… That’s right 31 days, its still less then 10% of the planned yearly usage of your home.

Okay…okay

Well what about big 10 people dinner parties. My reply to you would be.. did watch the first video? Seriously how sick was the dinning table.

So what do you think? Are you tearing down those old ingrained ideas of good, bad… normal? That is my goal for my weekend wanderings. To make you think outside the box.

So could you live in a tiny home? What about just down sizing?

The Roamer traveling wallet

 

 

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Please visit these sites for more tiny home inspiration. Also check out life edited.