My one goal this year

Yearly goals are a thing for me. They have been since I got pregnant with my son in college. I really do attribute my success in finishing school, after having a kid, to the focus that goal setting gives me.

Back then I used to do it every semester, but now I set yearly goals. I have a tendency to over do it, but this year I am not. This year I have ONE goal.

Usually I separate goals into categories: family, money, work, travel. Then I choose 3 or 4 or more for each category. ( If you don’t believe me, check out my goals for 2015) This year just ONE.

The goal: Continue reading My one goal this year

January Expenses and the uber frugal month wrap up

What do the uber frugal month challenge and our January spending have in common?

Only that they happened on the same month.

So peek through to see our uber frugal month challenge results. How much did we save? How much did we spend? and what was our honest opinion. Finally, whether we think it’s right for you.

So lets hop to it..

Continue reading January Expenses and the uber frugal month wrap up

2016 Goals: Year End Review

It’s January, and you know what that means.

Goals for 2016

This past year I decided to try something new. I had read that I could be more focused if I just chose one goal and really bore down on it for a whole month. It sounded interesting and logical. It sounded like I would get more, deeper work done.

It was also a way to avoid my natural tendency to overload myself with goals. The year before I had jot down 24. Instead this year I could only choose 12 goals for the year.  Continue reading 2016 Goals: Year End Review

Net Worth Update : Our growth in 2016

Hey Traveling Wallet readers,

It’s net worth update time. When I first posted my net worth out for the world to see, I wasn’t so sure how I felt about it. I’ll be honest I’m still a bit paranoid about the whole thing. It’s probably not a surprise that I feel like I am leaving myself a bit exposed.

While I am not sharing my net worth here monthly I do track it regularly. Finally, I decided that giving a yearly snap shot was probably not so bad.  (& since Mr. Roamer is on board, then all engines go)

Today I will be sharing the growth we saw in the last 12 month period. Sometimes, a year can just fly by, but it turns out 365 days is a lot of time to make improvement to our finances. Continue reading Net Worth Update : Our growth in 2016

Uber Frugal Month Challenge, Well Why Not?

Happy New Year Traveling Wallet Readers!

It is officially 2017 and it’s time to use that new years motivation to tackle exciting tasks.

This month the Roamer clan is  participating in the Frugalwood’s Uber Frugal month challenge. When Mrs. Frugalwoods first mentioned it, I was intrigued. But because we are trying our hand at travel hacking. Or credit cards rewards, I wasn’t sure we would be participating. Our 3 month deadline to meet spending is Jan 14. That is 14 days, where we would be more worried about spending rather then saving.

But we Continue reading Uber Frugal Month Challenge, Well Why Not?

5 Scholarships To Fund Your Study Abroad Term

I’ve wanted to travel the world for a long time. Now, I am finally taking steps to make that a reality. I am very excited about next year’s 3 month adventure. But I remember when I was in high school and learned about this wonderful thing.

Study Abroad.

A speaker came to my high school, and informed me that I could go to school, work on my degree. Then a year or two later, take time to go to a different country and visit, all while continuing to work on my degree. Say what? That is amazing! I was sold! And I have to admit that it was one of the main reasons why I wanted to go to university.

But life happened, and I never got the chance to live out that dream. So I never research how to even fund it.

Still, travel and the lure of exploring other cultures never left me. Now I’m here with 2 kids and a husband planning an international trip.

Still I know there are lots of people out there who still have a chance to study abroad. So today we have a guest post from Andrew of ScholarshipFly.com. Andrew’s site is a great resource for anyone wanting or needing scholarship information. Study abroad or just normal school funding.

Top Study Abroad Scholarships

By: Andrew

If you have ever wanted to travel the world Continue reading 5 Scholarships To Fund Your Study Abroad Term

Surviving 1 year of colorful capsule wardrobes, and cutting my wardrobe by 47%

The traveling wallet is our journey through many of life’s facets. That’s why I like to cover a few main topics here on the blog: travel, money, family and minimalism.

This post is for those interested in minimalism. In this case creating a minimalist wardrobe and purging the items that just hung around. This year I completed a whole year of living Continue reading Surviving 1 year of colorful capsule wardrobes, and cutting my wardrobe by 47%

Our California Road Trip and 4 must see views

Mr. Roamer made a beautiful desktop background of our recent California road trip. I look at it and remember.

Oh yeah, I still haven’t told you how it went.

So today lets talk travel & family.

If you haven’t heard. We are moving to Michigan in about 1 year. This caused us to rethink our yearly vacations. We decided to cancel our Michigan trip, in favor of checking out California. It’s funny how that works. We’ve lived here for over 5 years and have only seen a few places. Opting instead to fly out of the state during our time off.

This year was different.

Continue reading Our California Road Trip and 4 must see views

The BIG NEWS, A big international trip.

I want to travel.

Not jump on a plane, gone for a week living in a hotel travel. I want sell-all-your-stuff don’t know when I’ll be back, kind of travel. Reading about nomadic families seeing the world makes my heart burst.  Mouth water, tingly all over.

But lets face it. Or I guess I should say not “lets” but  “I”.  I need to face it… Mr. and I just have different temperaments. Along with different upbringings. Non-stop travel is a super hard sell. For more reasons then you can even imagine.

But I am soooo excited to say that we might just be heading in that direction. Our family won’t be packing it up to go Continue reading The BIG NEWS, A big international trip.