After that amazing feature on Rockstar Finance and all the eyes that viewed my post about Big Savings and Happiness. I thought I should shed some more light on the details. You can get a general idea by looking at our yearly spend but I’m getting really detailed here.
Maybe your a Californian and your jaw dropped by last years numbers. Its California! it’s super expensive! Or maybe you live in the Midwest and still are spending more then us.
How do we do it? Well, we do a lot of things the common American does. Like watch movies, and more movies. But we have a few areas where we are very different. Here’s the list of things we don’t spend money on. This doesn’t mean we never, ever, ever spend money in these areas but it means that they are not monthly fixtures in our budget and when we do spend on it is rare. Continue reading What we don’t spend on, and how it maximizes our Saving Potential→
It’s not a new story to open up your closet and find nothing to wear. I hate to admit it, but I was just like that. I was so frustrated once I even posted it on Facebook. I received a flood of comments, full of sympathy, so many of my female friends could relate. Had they been standing next to me I’m sure I would have seen their heads nodding up and down. Woe is us.
Last year after connecting with the minimalist movement I learned about something else. Capsule wardrobes. When I first started my journey into capsule wardrobes all I knew was that it promised I wouldn’t open up my closet and feel like I had nothing to wear. It was going to solve that problem.
So I dug deeper and found some guidelines. Suggestions and inspiration. *
So it’s about time for another net worth update. When I first posted my net worth out for the world to see, I wasn’t so sure how I felt about it. Being transparent about you financials is a bit Taboo. It’s probably not a surprise that as the sharer I feel like I am leaving myself a bit exposed.
While I am not sharing my net worth here monthly it is something I keep and eye on. I decided that I felt that giving a yearly snap shot was probably not so bad. But I am running behind as these snap shots should be coming out during January. While I didn’t get the post out I did make sure to record my stats.
So in this post I will be sharing the growth we saw in the 12 month period since the last net worth post.
Also before putting this post out there I wanted to talk about our savings. Now that I’ve finally posted how much we saved last year I can finally share our new net worth. So if you haven’t read about our savings I highly recommend you head there first then come back here. Read about last years savings at Big Savings & Happiness: Can you have both?
Today we are already in May and that means this year is almost half over. Time seems to run right through our fingers so making big changes can seem so daunting. But a lot can change in just one year if you put your mind to it. That is the story behind our net worth growth.
We’ve been living in our new apartment for 3 months now and moving can have many benefits. For us it was a great excuse to purge mercilessly any items we could so that we wouldn’t have to move them. As I spoke about during the great moving purge.
As I work towards minimalism, I am also trying to do it without waste. As I removed the excess I want to do so with this quote in mind.
Use it up, Wear it out, Make it do, or do without.
While I don’t think I had ever heard the term minimalism growing up the word hoarding I was familiar with. There were shows about it after all, and while our home never looked like that. There was enough clutter to make me feel anxious.
I stared at the stack of 18 papers in front of me.
What am I going to do?
Maybe 18 pages doesn’t sound that scary, but think about it this way. If you had to read and 18 page medical journal and then present on it to prove that you understood it, well I’m sure your probably feeling overwhelmed right now too.
That’s what it is after all to most people. Ask them to read a 401K rollover document from their 401K provider and you might as well tell them to go rent a physics book from the library. Not only do they have no interest in reading on the topic. It’s also seen as so high level that you’re intimidated before you even start.