Capsule Wardrobe Experiment Update

It’s not a new story to open up your closet and find nothing to wear. I hate to admit it, but I was just like that. I was so frustrated once I even posted it on Facebook. I received a flood of comments, full of sympathy, so many of my  female friends could relate. Had they been standing next to me I’m sure I would have seen their heads nodding up and down. Woe is us.

Last year after connecting with the minimalist movement I learned about something else. Capsule wardrobes. When I first started my journey into capsule wardrobes all I knew was that it promised I wouldn’t open up my closet and feel like I had nothing to wear.  It was going to solve that problem.

So I dug deeper and found some guidelines. Suggestions and inspiration. *

I didn’t follow all the rules.

Continue reading Capsule Wardrobe Experiment Update

Net worth update

Hi,

So it’s about time for another net worth update. When I first posted my net worth out for the world to see, I wasn’t so sure how I felt about it. Being transparent about you financials is a bit Taboo. It’s probably not a surprise that as the sharer I feel like I am leaving myself a bit exposed.

While I am not sharing my net worth here monthly it is something I keep and eye on. I decided that I felt that giving a yearly snap shot was probably not so bad. But I am running behind as these snap shots should be coming out during January. While I didn’t get the post out I did make sure to record my stats.

So in this post I will be sharing the growth we saw in the 12 month period since the last net worth post.

Also before putting this post out there I wanted to talk about our savings. Now that I’ve finally posted how much we saved last year I can finally share our new net worth. So if you haven’t read about our savings I highly recommend you head there first then come back here. Read about last years savings at Big Savings & Happiness: Can you have both?

Today we are already in May and that means this year is almost half over. Time seems to run right through our fingers so making big changes can seem so daunting. But a lot can change in just one year if you put your mind to it. That is the story behind our net worth growth.

It turns out 365 days is a lot of time.

Continue reading Net worth update

Minimalism without waste

We’ve been living in our new apartment for 3 months now and moving can have many benefits. For us it was a great excuse to purge mercilessly any items we could so that we wouldn’t have to move them. As I spoke about during the great moving purge.

As I work towards minimalism, I am also trying to do it without waste. As I removed the excess I want to do so with this quote in mind.

Use it up, Wear it out, Make it do, or do without.

Continue reading Minimalism without waste

401k Rollover, The Fear

I stared at the stack of 18 papers in front of me.

What am I going to do?

Maybe 18 pages doesn’t sound that scary, but think about it this way. If you had to read and 18 page medical journal and then present on it to prove that you understood it, well I’m sure your probably feeling overwhelmed right now too.

That’s what it is after all to most people. Ask them to read a 401K rollover document from their 401K provider and you might as well tell them to go rent a physics book from the library. Not only do they have no interest in reading on the topic. It’s also seen as so high level that you’re intimidated before you even start.

It’s a recipe for ….well for getting nowhere.

Continue reading 401k Rollover, The Fear

Vacations, Where to stay?

We like to go on vacation. In that sense we are just like the average american. But googling “average american vacation budget” tells me that the average american spends way more then we do on vacation. What’s up with that?

This post is part of my 30 day writing challenge. Each week I will be focusing on one topic. This week I have chosen to focus on travel. If travel is your thing don’t forget to come back everyday until Monday when I choose my new topic for the week.

There are lots of costs associated with travel the plane tickets,  food, knickknacks, activities. Oh yeah and accommodations.

Accommodations the big surprise

Continue reading Vacations, Where to stay?

My single biggest tip for traveling with small kids

Becoming a new parent is filled with changes in how you live your life. There are things that will become more challenging, but that doesn’t mean you can’t do them anymore.

Traveling is one of those things. You’ll hear or see a lot of advice that  recommends you get your traveling desires out before having kids. After you have kids you can kiss it all good bye. It will be just too inconvenient.

Some of us didn’t get the memo early enough to do that. While others of us actually want our kids to experience travel.

Either way the truth is that traveling with kids does indeed add a different dynamic to the whole process. If someone tells you different nod politely, but be ready. Challenges do exist and the best thing you can do Continue reading My single biggest tip for traveling with small kids