2016 mid year goal review

Goals you either hate them or you love them. For me goal setting is what kept me on track once I got to university and had to be responsible for myself. With no parents around to make sure I did my homework and drank my milk I had to figure out a system. Back in university I would set goals every semester but now I simply set them at the beginning of the year. Goals are kind of like resolutions except they are less wishy-washy… Ever since then the habit has stuck because I have seen results.

This year I decided to try something new for my yearly goals. Continue reading 2016 mid year goal review

What we don’t spend on, and how it maximizes our Saving Potential

After that amazing feature on Rockstar Finance and all the eyes that viewed my post about Big Savings and Happiness. I thought I should shed some more light on the details. You can get a general idea by looking at our yearly spend but I’m getting really detailed here.

Maybe your a Californian and your jaw dropped by last years numbers. Its California! it’s super expensive! Or maybe you live in the Midwest and still are spending more then us.

How do we do it? Well, we do a lot of things the common American does. Like watch movies, and more movies. But we have a few areas where we are very different.  Here’s the list of things we don’t spend money on. This doesn’t mean we never, ever, ever spend money in these areas but it means that they are not monthly fixtures in our budget and when we do spend on it is rare. Continue reading What we don’t spend on, and how it maximizes our Saving Potential

Capsule Wardrobe Experiment Update

It’s not a new story to open up your closet and find nothing to wear. I hate to admit it, but I was just like that. I was so frustrated once I even posted it on Facebook. I received a flood of comments, full of sympathy, so many of my  female friends could relate. Had they been standing next to me I’m sure I would have seen their heads nodding up and down. Woe is us.

Last year after connecting with the minimalist movement I learned about something else. Capsule wardrobes. When I first started my journey into capsule wardrobes all I knew was that it promised I wouldn’t open up my closet and feel like I had nothing to wear.  It was going to solve that problem.

So I dug deeper and found some guidelines. Suggestions and inspiration. *

I didn’t follow all the rules.

Continue reading Capsule Wardrobe Experiment Update

Net worth update

Hi,

So it’s about time for another net worth update. When I first posted my net worth out for the world to see, I wasn’t so sure how I felt about it. Being transparent about you financials is a bit Taboo. It’s probably not a surprise that as the sharer I feel like I am leaving myself a bit exposed.

While I am not sharing my net worth here monthly it is something I keep and eye on. I decided that I felt that giving a yearly snap shot was probably not so bad. But I am running behind as these snap shots should be coming out during January. While I didn’t get the post out I did make sure to record my stats.

So in this post I will be sharing the growth we saw in the 12 month period since the last net worth post.

Also before putting this post out there I wanted to talk about our savings. Now that I’ve finally posted how much we saved last year I can finally share our new net worth. So if you haven’t read about our savings I highly recommend you head there first then come back here. Read about last years savings at Big Savings & Happiness: Can you have both?

Today we are already in May and that means this year is almost half over. Time seems to run right through our fingers so making big changes can seem so daunting. But a lot can change in just one year if you put your mind to it. That is the story behind our net worth growth.

It turns out 365 days is a lot of time.

Continue reading Net worth update

Minimalism without waste

We’ve been living in our new apartment for 3 months now and moving can have many benefits. For us it was a great excuse to purge mercilessly any items we could so that we wouldn’t have to move them. As I spoke about during the great moving purge.

As I work towards minimalism, I am also trying to do it without waste. As I removed the excess I want to do so with this quote in mind.

Use it up, Wear it out, Make it do, or do without.

Continue reading Minimalism without waste